Istanbul Insurance Lawyer
Insurance is an important assurance system that minimizes risks in many areas of life. However, unfortunately, disputes between insurance companies and insureds can frequently arise, especially in matters such as damage compensation, policy provisions or denial of payments. The process of seeking rights in such disputes requires both technical and legal knowledge. At this point, a lawyer specialized in insurance law comes into play. In a big and busy city like Istanbul, getting the support of an insurance lawyer provides a great advantage in terms of preventing victimization.
When is an Insurance Lawyer Necessary?
An insurance lawyer is a specialized lawyer who represents his/her client in the resolution of disputes arising from insurance contracts. Insurance companies delaying or completely refusing to make payments despite the policies are among the most common problems. In such cases, the insured or the beneficiary can seek their rights through legal remedies.
The following are some of the areas in which the insurance lawyer provides the most services:
Loss of vehicle value and damage compensation in traffic accidents
Life insurance and personal accident insurance disputes
Health insurance and private hospital refunds
Losses covered by home and business insurance
Policy coverage disputes in case of natural disasters such as fire, flood, earthquake
Disputes arising from compulsory earthquake insurance (TCIP)
Appeals against non-payment or underpayment decisions of insurance companies
Why Are Insurance Disputes Common in Istanbul?
As one of the most populous and vibrant cities in Turkey, Istanbul has a high risk-bearing potential in terms of traffic density, business volume and number of properties. This leads to more insurance transactions and naturally more disputes.
Especially in matters such as traffic accidents, health services, and housing damages, Istanbul residents frequently experience problems with insurance companies. The complex structure of insurance policies and the evaluation mistakes made by companies in the payment process exacerbate these problems.
What Should I Do Before Filing a Lawsuit Against the Insurance Company?
The insurance lawyer evaluates alternative remedies before filing a lawsuit. In some cases, it may be faster and more effective to apply to the Insurance Arbitration Commission before filing a lawsuit. In addition, the following steps should be followed:
Detailed Review of the Policy: Policy provisions, guarantees and exclusions should be read in detail.
Determination of Damages and Compensation: Material or immaterial damage items should be clarified.
Follow-up of Appeal Processes: An appeal letter should be written to the insurance company and the payment request should be renewed.
Determination of Arbitration or Litigation: Depending on the type of dispute, litigation or arbitration may be used.
In this process, seeking legal advice prevents loss of rights and speeds up the process.
What is the Insurance Arbitration Commission?
The Insurance Arbitration Commission is a special judicial remedy established to resolve disputes arising from insurance contracts without going to court. Applying to the Commission is less costly and takes less time. However, there is a right to apply to arbitration under certain conditions and not all types of insurance are covered.
Applying with the support of a lawyer increases the likelihood that the file will be prepared in accordance with the law and that the outcome will be favorable.
Benefits of Working with an Insurance Lawyer
Insurance companies may often choose not to pay the compensation that is due or to settle for lesser amounts. A professional insurance lawyer;
Analyzes policy details
Determines arbitration or litigation strategy according to the type of dispute
Evaluates the expert reports and ensures that a new report is obtained if necessary
Saves time and energy by managing the entire process on your behalf
As a team specialized in insurance law in Istanbul, we confidently manage our clients’ insurance claims. We aim to provide the most effective solutions through court or arbitration.
Contact Us
If you are unable to resolve your problem with the insurance company, if you are not receiving the payment you are entitled to or if you are unsure about the coverage of your policy, you can contact us. We are at your side to offer you customized solutions in insurance disputes and to carry out the process in the fastest way possible.
